Updated September 28, 2026
What is Insurance amount?
In short
The insurance amount is the cap a provider will pay out on an approved identity theft claim, and the ceiling often moves with the plan you buy.
Identity theft insurance pays out money when you lose money to fraud, not when a service you pay for stops working. The insurance amount is the maximum a provider will pay on an approved claim, so a higher figure covers a larger loss. Aura, Aura Data Broker Removal and Aura Parental Controls each cover claims of $1,000,000 to $5,000,000. Allstate Identity Protection and Bitdefender sit at $1,000,000 and $1,000,000. Read the plan terms behind the number, since exclusions decide what gets paid.
Sources
- allstateidentityprotection.com, checked September 26, 2026
- aura.com, checked September 26, 2026
- bitdefender.com, checked September 26, 2026