IdentityIQ review
Updated September 28, 2026 · ShieldCue Editorial Team · Facts checked September 26, 2026
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Our verdict
IdentityIQ suits buyers who want broad credit monitoring and a high insurance cap without leaving the budget tier. Monthly fees of $8.49 to $31.49 cover plans watching 3 credit bureaus, with $1,000,000 in insurance behind the membership, and support by phone and in a help centre.
Key facts
- Best for
- Budget buyers wanting broad bureau monitoring plus a high insurance cap.
- Monthly price
- $8.49 to $31.49 (Source, checked September 26, 2026)
- Credit bureaus monitored
- 3 (Source, checked September 26, 2026)
- Insurance amount
- $1,000,000 (Source, checked September 26, 2026)
- Legal entity
- Identity Intelligence Group (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 2009 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Budget
- Official website
- identityiq.com
Pros and cons
Pros
- Monthly fees run $8.49 to $31.49, below the category median of €9.99
- Watches 3 credit bureaus, the upper end of the category range
- Insurance of $1,000,000 sits well above the category median of €876,962.20
- Support runs on phone and help centre
Cons
- Ranks low on insurance amount, 10 of 45, so higher caps are thinner here
- Monthly price ranks 18 of 54, above the category median of €9.99
- Support covers phone and help centre only
Who it suits
- US households wanting all three credit bureaus watched on a budget plan
- Readers who rank insurance cover highly and want a large cap included
- Anyone who values phone support enough to pick a brand on it
Who should look elsewhere
- LifeLock, if the highest insurance cap matters more than the entry price
- Norton, if you want a fixed single monthly figure rather than a plan range
- Surfshark, if you are after a privacy subscription rather than identity monitoring
How it compares on our data
On credit bureaus monitored, IdentityIQ places 2 of 30, near the top of the category, and the category median is 2.5. Insurance amount ranks lower at 10 of 45, above the category median of €876,962.20. Monthly price sits at 18 of 54.
The company behind it
IdentityIQ is run by Identity Intelligence Group, headquartered in the United States and founded in 2009. Support is offered on phone and help centre, which puts a phone line within reach for members who prefer talking a claim through with someone. The plan range covers budgets rather than premium tiers.
How IdentityIQ compares
9.1 vs 9.1
9.1 vs 8.8
9.1 vs 8.5
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.1
9.1 vs 9.2
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 8.8
9.1 vs 9.3
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.4
Where IdentityIQ is available
- Available
- United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does IdentityIQ cost each month?+
Monthly fees run $8.49 to $31.49 depending on the plan you pick. That range sits under the identity protection median of €9.99, so entry is priced in the budget tier rather than the premium one. Longer terms are listed separately on the pricing page.
How many credit bureaus does IdentityIQ monitor?+
IdentityIQ monitors 3 credit bureaus, which places it 2 of 30 on that measure. The category median is 2.5, so this sits above the middle of the field for bureau coverage.
How much insurance comes with an IdentityIQ plan?+
The insurance amount listed with the plans is $1,000,000, well above the category median of €876,962.20. That said, it ranks 10 of 45, so some services in the category offer larger caps at higher prices.
Who runs IdentityIQ and where is it based?+
The service is operated by Identity Intelligence Group, which is headquartered in the United States and was founded in 2009. Buyers focused on jurisdiction and US regulation can weigh that directly, since the company and its insurance both sit in the US.
What support channels does IdentityIQ offer?+
Support runs on phone and help centre. Having a phone line alongside the help centre matters most if you expect to file a claim, since recovery situations often need a conversation rather than a ticket. Larger budgets in the field tend to add chat or a community forum.
Who is IdentityIQ suited to?+
It fits buyers who want 3 bureaus watched and $1,000,000 in insurance without moving to a premium tier. Monthly fees of $8.49 to $31.49 keep it accessible for households monitoring several family members. It suits readers who treat phone support as a deciding factor.
Which identity protection services cost less?+
LifeLock lists monthly fees of $10.42 to $34.99, and Surfshark lists €2.49, though that is a privacy subscription rather than bureau monitoring. Norton sits at $34.99. IdentityIQ ranks 18 of 54 on monthly price, so cheaper options exist.
Sources
- identityiq.com/faq checked September 26, 2026
Backs: Pricing model, Support channels
“IdentityIQ services start at less than $9/month.”
- identityiq.com/plans-pricing checked September 26, 2026
Backs: Credit bureaus monitored, Insurance amount, Monthly price
“3-Bureau Credit Report Monitoring”
- idiq.com/company/about-us checked September 26, 2026
Backs: Founded, Headquarters
“2009 Identity Intelligence Group began its journey operating out of a house in Canyon Lake, California.”
- idiq.com/partnerships/affiliate-partners checked September 26, 2026
Backs: Legal entity
“IDIQ is a DBA of Identity Intelligence Group”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
IdentityIQ
Budget buyers wanting broad bureau monitoring plus a high insurance cap.