Spokeo, Inc. review
Updated September 28, 2026 · ShieldCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Spokeo suits business users who want a free record lookup before paying for anything. It is built around search rather than a subscription habit, and the renewal figure of $44.85 is the number to weigh if you plan to stay past the first term.
Key facts
- Best for
- Business users who want a free record search before paying for a subscription.
- Monthly price
- $19.95 (Source, checked September 26, 2026)
- Long-term plan price
- $14.95 (Source, checked September 26, 2026)
- Renewal price
- $44.85 (Source, checked September 26, 2026)
- Jurisdiction
- US (Source, checked September 26, 2026)
- Longest plan (months)
- 3 months (Source, checked September 26, 2026)
- Legal entity
- Spokeo, Inc. (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 2006 (Source, checked September 26, 2026)
- Support channels
- Help-centre, Phone (Source, checked September 26, 2026)
- Audience
- Business
- Pricing model
- Free
- Official website
- spokeo.com
Background checks
- FCRA compliant
- No (Source, checked September 26, 2026)
- Free search
- Yes (Source, checked September 26, 2026)
- Record opt-out
- Yes (Source, checked September 26, 2026)
- Legal entity
- Spokeo, Inc. (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 2006 (Source, checked September 26, 2026)
- Support channels
- Help-centre, Phone (Source, checked September 26, 2026)
- Pricing model
- Free
Pros and cons
Pros
- Free search means a record can be checked before any paid tier is chosen.
- Record opt-out is offered, so a listing can be removed.
- Support runs through help centre and phone, so self service and a phone line are both there.
Cons
- Renewal is where the cost bites: $44.85 at renewal against $19.95 for the monthly plan.
- Not FCRA compliant, so it drops out of any shortlist that requires consumer reporting compliance.
- The longest plan covers 3, so there is little room to lock a lower rate with a longer term.
Who it suits
- Business users checking a record before committing to a paid tier.
- US buyers who want both a help centre and a phone line: help centre and phone.
- People who will open only a few reports and stay on free search.
Who should look elsewhere
- Cost-first buyers: MEGA lists $3.99 a month and Sinew Software Systems lists $1.99, both under the Spokeo monthly plan of $19.95.
- Anyone who needs an FCRA compliant consumer report, since Spokeo is not FCRA compliant.
- Support-first users who want live chat, since Spokeo runs on help centre and phone.
Pricing
Spokeo opens at $19.95 for the monthly plan. The long-term plan is the cheapest way in at $14.95, and it runs for 3. Renewal is the catch: the rate moves to $44.85 when the term ends, well above the entry figures, so the long plan saves money only in the first stretch.
How Spokeo, Inc. compares
8.5 vs 9.1
8.5 vs 8.8
8.5 vs 8.5
8.5 vs 9.58.5 vs 9.4
8.5 vs 9.1
8.5 vs 9.28.5 vs 9.4
8.5 vs 9.2

8.5 vs 8.88.5 vs 9.3
8.5 vs 9.0
8.5 vs 9.0
8.5 vs 9.4
Where Spokeo, Inc. is available
- Available
- United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Spokeo cost at the start?+
The monthly plan is listed at $19.95, and free search is available before you pay for anything. That entry point is the one to test, since the figures that matter later sit in the renewal terms. Free search covers the basic lookup, while paid tiers add the reports.
How much is the long-term plan?+
The long-term plan is $14.95 and it covers 3. It is the cheapest paid entry, and it is short, so treat it as a trial of the reports rather than a set and forget subscription. Anyone keeping the service past the first term should read the renewal figure first.
What happens at renewal?+
The rate moves to $44.85 when the term ends, up from $19.95 on the monthly plan. The long-term plan starts at $14.95, but its first stretch is the only part priced that way. Budget for the renewal figure rather than the headline.
Is there a free option?+
Free search is available, so a basic lookup costs nothing before you commit. The model is free, free, and paid tiers exist for deeper reports. Given the entry price of $19.95 for the monthly plan, a free first pass is the sensible route.
Can I remove my record?+
Record opt-out is offered, so a listing can be taken down on request. That matters for anyone who wants their details out of a search result, and it works alongside free search, so the check costs nothing. Spokeo operates under US.
How do I get help?+
Support runs through help centre and phone, which covers a help centre and a phone line. That suits buyers who want a self service route and a direct one. Live chat is not part of the listed channels, so plan on the help centre or the phone.
Where is Spokeo based?+
Spokeo is headquartered in the United States and operates under US, so US rules are the ones that apply to a report you buy. The company was founded in 2006. Buyers outside the US should weigh that before paying for reports.
Is Spokeo FCRA compliant?+
No, it is not FCRA compliant. That rules it out for anyone who needs a compliant consumer report for employment, housing or similar screening, whatever the price looks like beside cheaper tools. Free search stays open, so a casual lookup is unaffected.
Sources
- spokeo.com checked September 26, 2026
Backs: FCRA compliant, Free search, Pricing model, Record opt-out
“Spokeo is not a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA).”
- spokeo.com checked September 26, 2026
Backs: Audience, Founded, Headquarters, Jurisdiction, Legal entity
“Need people intelligence for your business?”
- spokeo.com/purchase checked September 26, 2026
Backs: Long-term plan price, Longest plan (months), Monthly price, Renewal price, Support channels
“3 month Membership Best Deal! $14.95/mo”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Devices, Server countries, No-logs audit.
Spokeo, Inc.
Business users who want a free record search before paying for a subscription.