ID Watchdog review

Entry pricing is $14.95 a month, and the long-term plan price is $12.50 with a commitment of up to 12 months. A family option runs $23.95 to $34.95, and every figure here is quoted in USD.

ID Watchdog monitors 1 to 3 across its plan tiers, against a group median of 3 bureaus. Monitoring is the core of the subscription, so the plan you pick decides how much of your credit file is watched.

Recovery insurance is set at $1,000,000 to $2,000,000 on the plans, against a group median of €876,962.20. The service is run by Identity Rehab Corporation DBA ID Watchdog, and the terms sit under the US jurisdiction, which matters for how a claim is settled.

Apps are listed for iOS and Android, and the plan covers 10 devices, while the group median sits at 7. That suits a household with several phones, and the family option runs $23.95 to $34.95.

ID Watchdog is owned by Equifax Inc. and the legal entity is Identity Rehab Corporation DBA ID Watchdog. Head office and jurisdiction are both in the US, the stated audience is business, and the company was founded in 2005.

Support runs on email, phone and help centre, so phone and email sit alongside a help centre for self service. Phone cover matters most for recovery claims, where speed decides how quickly a fraudulent account is closed.

Terms place the service under the US jurisdiction, with headquarters in the US and insurance of $1,000,000 to $2,000,000. Anyone living outside the country should check whether their credit file is covered before subscribing.

Entry pricing of $14.95 sits above the group median of €7.89, and the long-term plan price of $12.50 is well past €3.97. Cheaper entries include Apple Inc. at $0.99 and Sinew Software Systems at $1.99.